Insurance & Payment Options
in Richmond Hill, ON
Understanding your eye care coverage should feel simple and transparent. Our team helps you navigate insurance benefits, direct billing, and payment options with clear explanations so you always know what to expect.
We believe transparency builds trust, so everything is discussed before treatment begins.
OHIP Coverage for Comprehensive Eye Exams
The Ontario Health Insurance Plan covers certain optometry services based on age and medical need.
OHIP covers one major eye exam per year for patients under age 19 and for those age 65 and older. Coverage may also apply to patients aged 20 to 64 with vision affected by specific medical conditions, including glaucoma, cataracts, and certain corneal or retinal diseases.
Coverage rules are set by the province and may change. If you are unsure whether your visit qualifies, the team can help review your situation before your appointment.
Vision Insurance Plans Accepted at Red Cedar Optometry
Many patients use vision insurance to help reduce the cost of routine eye exams, glasses, and contact lenses. Vision insurance is different from medical insurance and is designed to support ongoing eye care and eyewear needs.
The following vision insurance providers are accepted:
Medical Insurance Plans Accepted at Red Cedar Optometry
Medical insurance plans may help cover eye care related to medical conditions or treatment needs. Coverage varies by plan and condition. Patients are encouraged to ask questions in advance to ensure expectations are clear.
Accepted medical insurance providers include:
Direct Billing and Payment Options
To make visits more convenient, direct billing is available through supported insurance providers when possible. Electronic claims are submitted using TELUS Health eClaims.
To make visits more convenient, direct billing is available through supported insurance providers when possible. Electronic claims are submitted using TELUS Health eClaims.
Direct billing is available to many providers, including Canada Life, Manulife, Sun Life Financial, ClaimSecure, Blue Cross, and Green Shield. Availability depends on your specific plan.
Payment options accepted include insurance, cash, debit, cheque, Visa, MasterCard, and contactless payment methods.
All examination fees and related costs are reviewed at the beginning of the appointment. A detailed breakdown can be provided upon request.
Get Help with Your Insurance Questions in Richmond Hill, ON
Insurance details can be confusing, especially for families managing multiple plans. The staff at Red Cedar Optometry are available to help review benefits, explain coverage differences, and assist with direct billing questions.
If you do not see your insurance provider listed or need help confirming eligibility, call the office at 905-237-2957, and a team member will assist you.